Home / Industries / Retail & Consumer Services

Working capital for consumer service businesses.

Consumer-facing businesses, from repair shops to dry cleaners to auto services, need to keep equipment running and customers happy every single day. Retail Funding helps businesses access up to $2,000,000, usually in under 24 hours.

$500M+accessed by our clients
6,000+businesses funded
6+ yearsserving businesses from Melville, NY
<24 hrsfrom approval to funding
On the shop floor

How consumer service businesses use Retail Funding

Equipment and repairs

Keep the tools and machines that earn your revenue running.

Inventory and parts

Stock what customers need when they need it.

Location upgrades

Improve your storefront, signage and waiting area.

Hiring

Add staff to cut wait times and grow.

Built for Main Street

Funding that fits how your sales actually come in

Busy weekends, slow Tuesdays and big seasons. Our offers are built around your real revenue, not a bank checklist.

Steady sales countWe focus on your revenue, not just a credit score.

Fast decisionsFix the problem and get back to business.

Simple to applyA short application and recent bank statements.

Three steps

Pre-qualified today, funded tomorrow

1

Tell us about your business

A few quick questions about your business and sales. No hit to personal credit.

2

Compare your options

See the amount, payment and total cost side by side and choose what works.

3

Get the cash

Sign online and receive funds in your account, usually in under 24 hours.

Auto repairExample
Example

A repair shop adds a second lift bay

A busy shop is turning away cars every week. Working capital pays for a lift, tools and a new technician's first months.

Example: $60,000Equipment & hiring
See what you qualify for

Scenarios are illustrative examples, not actual clients or guaranteed results.

Quick checklist

Have these three things handy

Tax returns aren't needed up front; we'll ask only if your file requires it.

  • Last 4 months of business bank statements
  • Driver's license
  • Voided business check
Pre-Qualify Now
Questions

Questions from consumer service businesses

What kinds of consumer service businesses do you fund?

Auto shops, dry cleaners, repair services, rental businesses and many more.

Can I use funds for inventory?

Yes, along with equipment, upgrades and payroll.

How quickly can I get funded?

Approved businesses often receive funds within 24 hours of signing.

How much can I get?

Up to $2,000,000, based mainly on your monthly revenue and time in business.

Will checking my options hurt my credit?

No. Seeing your options does not affect your personal credit score.

Your next busy season starts with one form.

Pre-qualify online in minutes, or call our team at (516) 231-9649.