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Working capital for manufacturers.

Manufacturers buy raw materials and pay labor long before customers pay their invoices. Growth means more inventory, more equipment and more cash tied up in production. Retail Funding helps businesses access up to $2,000,000, usually in under 24 hours.

$500M+accessed by our clients
6,000+businesses funded
6+ yearsserving businesses from Melville, NY
<24 hrsfrom approval to funding
On the shop floor

How manufacturers use Retail Funding

Raw materials

Buy in bulk to lower costs and fill bigger orders.

Machinery

Add capacity or replace equipment that slows you down.

Fulfilling large orders

Take on the big contract without straining cash flow.

Payroll and overtime

Keep the line running during busy stretches.

Built for Main Street

Funding that fits how your sales actually come in

Busy weekends, slow Tuesdays and big seasons. Our offers are built around your real revenue, not a bank checklist.

We fund growthBigger orders shouldn't mean cash flow trouble.

Fast, simple processRecent bank statements, not a stack of financials.

Flexible useMaterials, equipment, labor or all three.

Three steps

Pre-qualified today, funded tomorrow

1

Tell us about your business

A few quick questions about your business and sales. No hit to personal credit.

2

Compare your options

See the amount, payment and total cost side by side and choose what works.

3

Get the cash

Sign online and receive funds in your account, usually in under 24 hours.

ManufacturingExample
Example

A manufacturer fills its biggest order yet

A small manufacturer lands a large purchase order. Working capital covers raw materials and overtime until the customer pays.

Example: $200,000Materials & payroll
See what you qualify for

Scenarios are illustrative examples, not actual clients or guaranteed results.

Quick checklist

Have these three things handy

Tax returns aren't needed up front; we'll ask only if your file requires it.

  • Last 4 months of business bank statements
  • Driver's license
  • Voided business check
Pre-Qualify Now
Questions

Questions from manufacturers

Can I use funding for a large purchase order?

Yes. Covering materials and labor for big orders is a common use.

Do you finance equipment?

Yes. Equipment purchases and repairs are a frequent reason manufacturers apply.

Do I need audited financials?

Usually not. Recent business bank statements are typically enough to get started.

How much can I get?

Up to $2,000,000, based mainly on your monthly revenue and time in business.

Will checking my options hurt my credit?

No. Seeing your options does not affect your personal credit score.

Your next busy season starts with one form.

Pre-qualify online in minutes, or call our team at (516) 231-9649.