Home / Industries / Personal Services

Working capital for personal service businesses.

Salons, spas, gyms, cleaners and other service businesses grow one client at a time. More chairs, more staff and better equipment mean more revenue. Retail Funding helps businesses access up to $2,000,000, usually in under 24 hours.

$500M+accessed by our clients
6,000+businesses funded
6+ yearsserving businesses from Melville, NY
<24 hrsfrom approval to funding
On the shop floor

How personal service businesses use Retail Funding

Build-outs and remodels

Add stations, treatment rooms or a fresh look.

Equipment and supplies

Upgrade tools, machines and products.

Hiring

Add staff to serve more clients.

Marketing

Bring in new customers and keep them coming back.

Built for Main Street

Funding that fits how your sales actually come in

Busy weekends, slow Tuesdays and big seasons. Our offers are built around your real revenue, not a bank checklist.

Made for service businessesSteady card sales count for a lot.

Quick approvalGet funded without a long wait.

Pay early, saveNo prepayment penalties.

Three steps

Pre-qualified today, funded tomorrow

1

Tell us about your business

A few quick questions about your business and sales. No hit to personal credit.

2

Compare your options

See the amount, payment and total cost side by side and choose what works.

3

Get the cash

Sign online and receive funds in your account, usually in under 24 hours.

SalonExample
Example

A salon adds two new stations

A growing hair salon has a waiting list. Funding covers new chairs, products and a remodel of the back room.

Example: $40,000Remodel & supplies
See what you qualify for

Scenarios are illustrative examples, not actual clients or guaranteed results.

Quick checklist

Have these three things handy

Tax returns aren't needed up front; we'll ask only if your file requires it.

  • Last 4 months of business bank statements
  • Driver's license
  • Voided business check
Pre-Qualify Now
Questions

Questions from personal service businesses

Which businesses count as personal services?

Salons, barbershops, spas, gyms, cleaners, pet groomers and similar businesses.

Can I use funds for a remodel?

Yes. Remodels, equipment, staffing and marketing are all common uses.

How much can I get?

It depends mostly on your monthly revenue. The application shows your options.

How much can I get?

Up to $2,000,000, based mainly on your monthly revenue and time in business.

Will checking my options hurt my credit?

No. Seeing your options does not affect your personal credit score.

Your next busy season starts with one form.

Pre-qualify online in minutes, or call our team at (516) 231-9649.