Industries
Agriculture Real Estate & Construction Education Financing Restaurants Healthcare Hospitality Manufacturing Media, Arts & Entertainment Personal Services Professional Services Retail & Consumer Services Retail Stores Innovation & Technology Trucking & Transportation Financial ServicesKeep your business stocked, staffed and growing.
Working capital up to $2,000,000 for stores, restaurants and service businesses. Pre-qualify in minutes and see funds in under 24 hours.
No impact on your personal credit to see your options.What are you funding?
Your funding snapshot
ExampleEstimates are for planning only, not an offer to fund.
Ready now? Apply Now →
Funding that fits how your sales actually come in.
Busy weekends, slow Tuesdays, a huge fourth quarter: retail and service businesses don't earn evenly. Our offers are built around your real revenue, not a bank's checklist.
Season-friendlyGet capital before your busy season, not after it's over.
Revenue-based decisionsYour sales history matters more than a perfect credit score.
Early payoff savingsNo prepayment penalties when a great month lets you pay ahead.
People who know retailAdvisors who understand inventory turns and payroll weeks.
Pre-qualified today, funded tomorrow
Tell us about your store
A few quick questions about your business and sales. No hit to personal credit.
Compare your options
See the amount, payment and total cost side by side and choose what works.
Get the cash
Sign online and receive funds in your account, usually in under 24 hours.
How businesses like yours use Retail Funding
Example scenarios from the kinds of businesses we work with. Your offer depends on your revenue and history.
A boutique stocks up for the holidays
A clothing boutique places its holiday order in September to lock in supplier pricing and avoid sell-outs.
Check my numbersA coffee shop opens a second location
A popular café signs a lease across town. Funding covers the espresso machines, build-out and opening staff.
Check my numbersAn auto parts store expands its stock
A parts store adds a new product line for fleet customers and needs inventory on the shelf before the first big order.
Check my numbersScenarios are illustrative examples, not actual clients or guaranteed results.
Have these three things handy.
That's all it takes to get started.
- 4 recent months of business bank statements
- Your driver's license
- A voided business check
Tax returns aren't needed up front; we'll ask only if your file requires it.
Pre-Qualify NowGot a quote from another funder?
Don't sign yet. Send it to us and we'll aim to improve at least two of three:
- Funding amount
- Rate
- Repayment term
From storefronts to service trucks
Run the numbers in a minute
See your likely range, payment, total payback and cost of capital before you apply.
Smart money moves for retail and service businesses
Your next busy season starts with one form.
Pre-qualify online in minutes, or call our team at (516) 231-9649.