Home / Industries / Trucking & Transportation

Working capital for trucking and transportation companies.

Fuel, repairs, insurance and drivers have to be paid now, while shippers and brokers can take 30 to 60 days to pay. Downtime costs money every hour. Retail Funding helps businesses access up to $2,000,000, usually in under 24 hours.

$500M+accessed by our clients
6,000+businesses funded
6+ yearsserving businesses from Melville, NY
<24 hrsfrom approval to funding
On the shop floor

How trucking and transportation companies use Retail Funding

Repairs and maintenance

Get trucks back on the road fast.

Fuel and insurance

Cover big recurring costs without stress.

Adding trucks or trailers

Grow your fleet when the work is there.

Payroll

Keep drivers paid between customer payments.

Built for Main Street

Funding that fits how your sales actually come in

Busy weekends, slow Tuesdays and big seasons. Our offers are built around your real revenue, not a bank checklist.

We understand slow-paying freightWaiting on invoices is part of the business.

Same-day decisionsA truck in the shop can't wait.

Owner-operators welcomeSmall fleets and independents can apply.

Three steps

Pre-qualified today, funded tomorrow

1

Tell us about your business

A few quick questions about your business and sales. No hit to personal credit.

2

Compare your options

See the amount, payment and total cost side by side and choose what works.

3

Get the cash

Sign online and receive funds in your account, usually in under 24 hours.

TruckingExample
Example

A carrier keeps its trucks on the road

A small fleet owner needs repairs and fuel while waiting on 60-day payments from a broker. Funding keeps the trucks rolling.

Example: $70,000Repairs & fuel
See what you qualify for

Scenarios are illustrative examples, not actual clients or guaranteed results.

Quick checklist

Have these three things handy

Tax returns aren't needed up front; we'll ask only if your file requires it.

  • Last 4 months of business bank statements
  • Driver's license
  • Voided business check
Pre-Qualify Now
Questions

Questions from trucking and transportation companies

Do you work with owner-operators?

Yes. Owner-operators and small fleets can apply.

Can I use funds for repairs?

Yes. Repairs, fuel, insurance, payroll and new equipment are all common uses.

How fast can I get funded?

Approved businesses often receive funds within 24 hours of signing.

How much can I get?

Up to $2,000,000, based mainly on your monthly revenue and time in business.

Will checking my options hurt my credit?

No. Seeing your options does not affect your personal credit score.

Your next busy season starts with one form.

Pre-qualify online in minutes, or call our team at (516) 231-9649.