Home / Industries / Retail Stores

Working capital for retail stores.

Stores make most of their money in a few busy stretches, but inventory has to be bought and paid for well before shoppers walk in the door. Retail Funding helps businesses access up to $2,000,000, usually in under 24 hours.

$500M+accessed by our clients
6,000+businesses funded
6+ yearsserving businesses from Melville, NY
<24 hrsfrom approval to funding
On the shop floor

How retail stores use Retail Funding

Seasonal inventory

Stock up ahead of the holidays or your peak season.

Store improvements

Refresh displays, lighting and layout.

E-commerce

Build out your online store and fulfillment.

A new location

Open where your customers are.

Built for Main Street

Funding that fits how your sales actually come in

Busy weekends, slow Tuesdays and big seasons. Our offers are built around your real revenue, not a bank checklist.

We know retail seasonsA slow month doesn't define your business.

Funds before the rushFast decisions so inventory arrives on time.

Pay down earlyNo prepayment penalties after a strong season.

Three steps

Pre-qualified today, funded tomorrow

1

Tell us about your business

A few quick questions about your business and sales. No hit to personal credit.

2

Compare your options

See the amount, payment and total cost side by side and choose what works.

3

Get the cash

Sign online and receive funds in your account, usually in under 24 hours.

RetailExample
Example

A boutique stocks up for the holidays

A clothing boutique places its holiday order in September to lock in supplier pricing and avoid sell-outs.

Example: $50,000Seasonal inventory
See what you qualify for

Scenarios are illustrative examples, not actual clients or guaranteed results.

Quick checklist

Have these three things handy

Tax returns aren't needed up front; we'll ask only if your file requires it.

  • Last 4 months of business bank statements
  • Driver's license
  • Voided business check
Pre-Qualify Now
Questions

Questions from retail stores

Can I use funding for inventory?

Yes. Buying inventory ahead of busy seasons is one of the most common uses.

Do you fund online stores?

Yes. Online and brick-and-mortar retailers can both apply.

What do I need to apply?

Usually a short application and your last 4 months of business bank statements.

How much can I get?

Up to $2,000,000, based mainly on your monthly revenue and time in business.

Will checking my options hurt my credit?

No. Seeing your options does not affect your personal credit score.

Your next busy season starts with one form.

Pre-qualify online in minutes, or call our team at (516) 231-9649.