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Working capital for restaurants.

Restaurants run on tight margins and fast-moving costs. Equipment breaks, food prices change and busy seasons need staffing before the sales arrive. Retail Funding helps businesses access up to $2,000,000, usually in under 24 hours.

$500M+accessed by our clients
6,000+businesses funded
6+ yearsserving businesses from Melville, NY
<24 hrsfrom approval to funding
On the shop floor

How restaurants use Retail Funding

Kitchen equipment

Replace a walk-in, oven or hood system before it costs you a weekend.

Renovations

Refresh your dining room, patio or bar.

Inventory and payroll

Stock up and staff up ahead of your busy season.

A new location

Open the second spot your customers keep asking for.

Built for Main Street

Funding that fits how your sales actually come in

Busy weekends, slow Tuesdays and big seasons. Our offers are built around your real revenue, not a bank checklist.

We know restaurant cash flowDaily card sales and seasonal swings are what we look at.

Funds as soon as the next dayEquipment emergencies can't wait.

Payments that fit your salesOptions designed around how restaurants actually earn.

Three steps

Pre-qualified today, funded tomorrow

1

Tell us about your business

A few quick questions about your business and sales. No hit to personal credit.

2

Compare your options

See the amount, payment and total cost side by side and choose what works.

3

Get the cash

Sign online and receive funds in your account, usually in under 24 hours.

RestaurantExample
Example

A restaurant replaces its walk-in cooler

A busy restaurant's walk-in fails on a Thursday. Funding arrives the next business day so the new unit is in before the weekend rush.

Example: $40,000Equipment
See what you qualify for

Scenarios are illustrative examples, not actual clients or guaranteed results.

Quick checklist

Have these three things handy

Tax returns aren't needed up front; we'll ask only if your file requires it.

  • Last 4 months of business bank statements
  • Driver's license
  • Voided business check
Pre-Qualify Now
Questions

Questions from restaurants

Can new restaurants qualify?

It depends on time in business and revenue. Apply and we'll show you what's available.

Can I use the funds for a renovation?

Yes. Renovations, equipment, inventory and payroll are all common uses.

Do you work with bars, cafes and food trucks?

Yes. All kinds of food and beverage businesses can apply.

How much can I get?

Up to $2,000,000, based mainly on your monthly revenue and time in business.

Will checking my options hurt my credit?

No. Seeing your options does not affect your personal credit score.

Your next busy season starts with one form.

Pre-qualify online in minutes, or call our team at (516) 231-9649.