Home / Industries / Education

Working capital for schools and education businesses.

Schools, tutoring centers, training providers and childcare programs collect tuition on a schedule, but rent, staff and supplies are due every month. Retail Funding helps businesses access up to $2,000,000, usually in under 24 hours.

$500M+accessed by our clients
6,000+businesses funded
6+ yearsserving businesses from Melville, NY
<24 hrsfrom approval to funding
On the shop floor

How schools and education businesses use Retail Funding

Staffing

Hire and keep great teachers and instructors.

Classroom upgrades

Update technology, furniture and learning materials.

Expansion

Open a new location or add programs and enrollment.

Smoothing tuition cycles

Cover expenses between enrollment periods.

Built for Main Street

Funding that fits how your sales actually come in

Busy weekends, slow Tuesdays and big seasons. Our offers are built around your real revenue, not a bank checklist.

Built around your calendarWe know tuition and enrollment come in waves.

Quick answersGet ready for a new term without a long approval process.

Clear termsSee your total cost before you commit.

Three steps

Pre-qualified today, funded tomorrow

1

Tell us about your business

A few quick questions about your business and sales. No hit to personal credit.

2

Compare your options

See the amount, payment and total cost side by side and choose what works.

3

Get the cash

Sign online and receive funds in your account, usually in under 24 hours.

EducationExample
Example

A tutoring center adds a second location

A tutoring business with a waiting list leases a second space before fall enrollment. Funding covers the build-out and first months of rent.

Example: $60,000Expansion
See what you qualify for

Scenarios are illustrative examples, not actual clients or guaranteed results.

Quick checklist

Have these three things handy

Tax returns aren't needed up front; we'll ask only if your file requires it.

  • Last 4 months of business bank statements
  • Driver's license
  • Voided business check
Pre-Qualify Now
Questions

Questions from schools and education businesses

Is this a student loan?

No. This is funding for education businesses, such as schools, tutoring centers and training providers, not loans for individual students.

Can a daycare or childcare center apply?

Yes. Childcare and early-learning businesses can apply.

When should I apply?

Ideally a month or two before you need the funds, such as ahead of a new term.

How much can I get?

Up to $2,000,000, based mainly on your monthly revenue and time in business.

Will checking my options hurt my credit?

No. Seeing your options does not affect your personal credit score.

Your next busy season starts with one form.

Pre-qualify online in minutes, or call our team at (516) 231-9649.