Farms and agricultural businesses live on seasonal cash flow. Seed, feed, fuel and labor are due long before harvest money comes in, and weather never waits for a bank. Retail Funding helps businesses access up to $2,000,000, usually in under 24 hours.
Cover seed, fertilizer, feed and fuel before planting or calving season.
Replace a tractor part, irrigation pump or cooler without draining reserves.
Bring on extra hands for planting and harvest and make payroll on time.
Fix barns, fencing, storage or greenhouses when the timing is right.
Busy weekends, slow Tuesdays and big seasons. Our offers are built around your real revenue, not a bank checklist.
Funding that fits the seasonWe look at your revenue across the year, not one slow month.
Fast when it mattersA broken machine mid-harvest can't wait weeks for an answer.
Simple paperworkRecent bank statements usually tell us what we need to know.
A few quick questions about your business and sales. No hit to personal credit.
See the amount, payment and total cost side by side and choose what works.
Sign online and receive funds in your account, usually in under 24 hours.
A produce farm needs seed, fertilizer and fuel in February but won't sell its first crop until June. Working capital covers the gap.
See what you qualify forScenarios are illustrative examples, not actual clients or guaranteed results.
Tax returns aren't needed up front; we'll ask only if your file requires it.
Yes. We review your revenue over several months, so a slow season on its own doesn't rule you out.
Yes. Many agricultural owners use funding for equipment purchases, repairs and upgrades.
Yes. If your business has steady deposits and time in operation, we can review your options.
Up to $2,000,000, based mainly on your monthly revenue and time in business.
No. Seeing your options does not affect your personal credit score.
Pre-qualify online in minutes, or call our team at (516) 231-9649.